Our Property-Liability Trust was created to share the risk of property losses and liability exposure of our members, which include New Hampshire schools, counties, municipalities and quasi-municipal entities. Member contributions make participation in our loss prevention and risk management programs available.
We partner with our members to help identify, understand and protect against potential risk exposures. Our Member Relations Advisors have extensive backgrounds in municipal and school risk management and maintain a "member first" philosophy to successfully administer claims for our members’ benefit.
To provide high quality, affordable property liability, workers’ compensation and unemployment coverages to public employers in New Hampshire by pooling their risk and stabilizing costs through a commitment to loss prevention and risk management training.
Board of Managers
Property-Liability Trust provides protection to members—plus their officials, employees and volunteers—in the following areas per our Member and Educators’ Member agreements:
- Property (covering member property for physical damage, destruction or theft)
- Crime and faithful performance
- Public Official Schedule Bonds
- Third-party liability protection
- Public official
- Employee benefits
- Legal fee protection (specialty defense only reimbursement)
- Medical expense reimbursement
Filing a Claim Online
Use the “File A Claim Online” link (at left) to access Property-Liability Trust’s secure web portal for electronic filing of Property-Liability, Vehicle Accident or Workers’ Compensation claims. Download our Instructions on Online Claim Reporting (PDF) for detailed e-filing steps and troubleshooting tips.
As an added service to Property-Liability Trust members, we make available an Employment Law Hotline. It's staffed by qualified attorneys to answer your employment-related questions. To learn more, download a PDF of our Employment Law Hotline brochure. We also reimburse PLT members for attending nonviolent crisis prevention and intervention training. Get more details by downloading a PDF of our Crisis Prevention & Intervention brochure. Our Special Events Planning Guidebook PDF, available by logging in to ePLT, is a valuable resource designed to help public officials consider possible liabilities, their liability coverage, and ways of preventing or reducing potential loss exposures.
Return of Surplus
For questions and answers about Property-Liability Trust's return of surplus, read here.